Private Lending
For complex files or temporary bridge situations, we connect you with carefully vetted private lenders. Every risk, cost, and exit plan explained before you commit.
Prefer to call? (514) 895-4228
Who This Is For
Credit Challenges
Traditional lenders declined due to credit history
Self-Employed
Income documentation doesn't fit bank requirements
Bridge Financing
Need short-term capital while transitioning properties
How It Works
Situation Review
We assess why traditional financing isn't available and identify what private lenders will focus on: equity, property value, and exit strategy.
Lender Matching
We connect you with vetted private lenders from our network who specialize in your exact situation — no random referrals.
Transparent Terms
You receive a complete breakdown: interest rate, fees, term length, renewal conditions, and total cost. No surprises.
Exit Strategy
Before you sign, we map your path back to conventional financing. Private lending is a bridge, not a destination.
What You Get
Fast Approval
Decisions in days, not weeks — when time matters
Equity-Based
Approval based on property value, not just income
Vetted Lenders
Every lender in our network is verified and reputable
Exit Planning
A clear roadmap back to conventional financing
Common Questions
Private lenders focus primarily on property equity and exit strategy rather than credit score and income documentation. Rates are typically much higher than conventional lending but approval is faster and more flexible. They're ideal for transitional situations.
With the right broker, yes. We only work with established, reputable private lenders and ensure every term is disclosed upfront. The key risk is cost — we make sure you understand the full financial picture before proceeding.
Rates are significantly higher than conventional lending and depend on risk, property type, and loan-to-value ratio. There may also be lender fees, broker fees, and legal costs. We provide a complete cost breakdown before you commit.
That's built into every private lending plan we create. Common paths include: improving credit score, documenting income more fully, or waiting for property appreciation to improve loan-to-value. We monitor your progress and transition you when ready.
“Our file was a bit more complex due to business income, but Gabriel found tailored solutions. He responded quickly to our questions and always sent complete information, nothing hidden. We recommend his services to all our loved ones.”
Sofia & Miguel
Investors in Montreal
Ready to Get Started?
Book a free 20-minute consultation. We'll review your situation and outline the best path forward — no obligation, no pressure.
Prefer to call? (514) 895-4228